Over the years, I have assembled a fairly large library. In the event of a fire, the cost of replacing the books would be more than the cost of rebuilding my house, as an insurance agent pointed out when refusing me cover. They would not insure my house; they would be insuring my books.
It’s not as though I am a serious collector; I don’t hunt down first editions; but motor racing books bought fifty years ago, when the sport was a minority, have become more desirable. If my automotive library went up in smoke, there are only a couple of dozen I would want to replace, because there is so much information on the Internet and I would spare my son a problem when I pop my clogs.
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